Bank Statement Cash Flow Analyzer
Analyze monthly cash inflows, outflows, burn rate, and peak-to-trough balance swings for financial health.
Click or drag & drop bank statement CSV or Excel (.xlsx)
Supports files up to 30MB with Date, Description, Debit, Credit, and Balance columns
Analyzing transactions with institutional-grade precision...
Calculation & Analysis Results
Execution completed successfully
Calculation Methodology & Formula
Net Cash Flow = Operating Inflows − Operating Outflows. Liquidity Buffer = Minimum Closing Balance ÷ Average Daily Outflow.
Arithmetic is calculated using institutional-grade fixed-point precision with exact 2-decimal financial rounding. Standard binary floating-point drift is strictly prevented across all transaction volumes.
Supported Inputs & Limitations
Supported: CSV or XLSX files containing date, description, debit, and credit columns.
Limitations: Categorizes operating flows based on transaction narration patterns; allows manual adjustments for internal contra transfers.
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Frequently Asked Questions
Can I filter out self-account transfers?
Yes. Transfers matching self-account narrations (e.g., 'TO OWN A/C', 'SWEEP TRANSFER') can be flagged as Contra and excluded from net revenue.
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