Specialized Category Suite • 5 Free Utilities

Lending & Underwriting Tools

Income analysis, FOIR eligibility, and bank balance health tools built for loan officers, DSAs, and credit underwriters.

Salary & Income Verification Calculator

Detect recurring salary credits, employer patterns, net pay variation, and missing months for loan eligibility assessment.

For: Loan Officers Launch Tool

Compute Fixed Obligation to Income Ratio (FOIR), remaining monthly EMI capacity, and maximum loan borrowing limit.

For: Borrowers Launch Tool

Calculate true Average Daily Balance (ADB/AMB) across calendar days by carrying forward non-transaction balances.

For: Underwriters Launch Tool

Analyze monthly cash inflows, outflows, burn rate, and peak-to-trough balance swings for financial health.

For: Loan Underwriters Launch Tool

Audit transaction sequence, date chronology, round figure anomalies, and balance jumps for document integrity review.

For: Fraud Auditors Launch Tool

AI-Powered Bank Statement Intelligence

Convert password-protected bank PDFs into Excel, perform 7-tier fraud audits, and extract structured financial transactions in seconds.