Financial Tools & Calculators
Lending & Underwriting Tools
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Salary & Income Verification Calculator
Detect recurring salary credits, employer patterns, net pay variation, and missing months for loan eligibility assessment.
FOIR & Loan Eligibility Calculator
Compute Fixed Obligation to Income Ratio (FOIR), remaining monthly EMI capacity, and maximum loan borrowing limit.
Average Monthly Bank Balance (AMB) Calculator
Calculate true Average Daily Balance (ADB/AMB) across calendar days by carrying forward non-transaction balances.
Bank Statement Cash Flow Analyzer
Analyze monthly cash inflows, outflows, burn rate, and peak-to-trough balance swings for financial health.
Bank Statement Consistency & Continuity Checker
Audit transaction sequence, date chronology, round figure anomalies, and balance jumps for document integrity review.
Zero Persistent Storage. Complete Data Privacy.
Bank statements are sensitive confidential records. All calculations and document operations execute purely in transient memory (RAM). Your files are never stored, indexed, or shared with third parties. Once your download completes, memory is purged immediately.